Thursday January 21st, 2010

In order to give you the competetive edge, we have selected your office along with a geographically located panel of brokers to distribute our latest SME product to.  This product is specifically aimed at the Retail and Office business sector.  Our policy, Wrightway Business Combined,  is designed to offer some of the widest cover to give your client confidence on which to build their business.

Wrightway Business Combined - Product Overview

• Underwritten by Certain Underwriters at Lloyds


• 15% commission to brokers


• Minimum Premiums:  Offices €400 / Retail  €750


• Policy Excess:  €300


• Geographical limits:  Ireland


• All Risks on Buildings up to €1m, Contents & Stock up to €500k


• Deterioration of Stock up €5000


• Glass, including signs and sanitary ware up to €10,000


• Goods in Transit up to €10,000


• Fire Brigade Charges up to €6,500


• Computer Breakdown up to €25,000


• Business Interruption up to 18 months Indemnity Period


• Legal Liabilities:  Employers Liability €13m / Public & Products Liability €2.6m
  

Money:

• Money at Premises:  €10,000 automatic
• Money in Transit:  up to €10,000 automatic
• Theft by Employee:  up to €10,000 automatic

Acceptable Risks & Limits

Acceptable Risks are:

Maximum Sums Insured

• Buildings:  €1.5m
• Contents:  €500k
• Tobacco, Cigarettes, Cigars:  €500
• Wines & Spirits:  €1000
• Deterioration of Stock:  €5000
• Glass Cover:  €20,000
• Goods in Transit cover:  €10,000
• Fire Brigade charges:  €6,500
• Money cover:  €20,000
• Computer Breakdown Section:  €25,000
• Public & Products Liabilities:  €2.6m
• Employers Liabilities:  €13m
• Standard Policy Excess:  €300
• Office Minimum Premium:  €400
• Retail Minimum Premium:  €750
• Must be claims free for atleast 3 years

For any further queries, please contact us on 053 9167110